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AI finance management · Budgets · Bookkeeping

Est. 2024 · 50+ countries

Let AI do your bookkeeping.

It's the end of the month and you can't say where the money went. Text Auritrack like you'd text a friend, “spent $2,500 on rent”, and it's logged, categorized, and budgeted. AI finance management, expense tracking, budgets, and bookkeeping for people and small businesses who'd rather not do the work.

Start free, get Auricoins
Or try it on Telegram →

Free app · No card · Upgrade with subscriptions or Auricoins

Auritrack userAuritrack userAuritrack userAuritrack user
+99K

100,000+ people stopped guessing where their money goes

100K+

Active users

2M+

Transactions tracked

4.9★

User rating

50K+

Statements imported

Bank-grade encryption · Never sold · No bank login needed · Syncs everywhere

Trusted by users inNigeria·USA·Kenya·UK·South Africa·Ghana·Canada·Germany·India·UAE·50+ countries·
Trusted by users inNigeria·USA·Kenya·UK·South Africa·Ghana·Canada·Germany·India·UAE·50+ countries·

01 — Why finance apps fail

Tracking money shouldn't feel like a second job.

If you've downloaded three budgeting apps and abandoned them all by February, it was never a discipline problem. Every finance app promises clarity, then hands you homework: forms, categories, weekly maintenance. Auritrack removes the homework. Expense tracking, budgeting, and the rest of your finance management happen in the background while you just talk.

See how it works

Free to start · No card

01 Endless forms and categories

Just say it: “spent ₦4,000 on lunch.” Logged, categorized, done.

02 Spreadsheets that never stay updated

The AI keeps your books current without you lifting a finger.

03 Bank statements you never review

Upload any statement and years of history are organized in seconds.

04 Budgeting apps that feel like work

Expense tracking and budgeting that feels like texting a friend.

02 — What the AI does

Five things it does so you don't have to.

Each one erases a finance chore, from expense tracking to budgets to bookkeeping, that you were never going to keep doing by hand anyway.

01

Understands plain English

Say “4,000 on lunch with Tunde” or “paid 5,000 for data and electricity, split them.” No forms, no templates. The AI logs and categorizes it for you.

CHAT
02

Lives inside Telegram

Log spending, ask questions, and get insights without leaving your chats. The fastest expense tracker is the one already open.

TELEGRAM
03

Reads your bank statements

Upload bank PDFs, CSVs, or Excel files. AI extracts, cleans, and categorizes years of history in seconds.

IMPORTS
04

Answers “where did my money go?”

Ask in plain English and get clear answers. The AI analyzes your patterns and tells you what to do about them.

INSIGHTS
05

Sees around corners

AI predicts future spending from your patterns and warns you before you overspend, not after.

FORECASTS

Ready to experience smarter money?

Get started now

03 — A day with Auritrack

One ordinary day. Zero bookkeeping done by you.

8:12 AM

Coffee on the way in

“Spent 1,500 on coffee and pastry at Cafe Neo”

Logged under Food with the note attached. Three seconds, done.

1:40 PM

A question over lunch

“How much have I spent on food this week?”

“12,400 this week, mostly weekday restaurants. Want the breakdown?”

6:05 PM

The backlog, handled

Uploads last month’s bank statement

127 transactions extracted, categorized, and organized in 8 seconds.

SUNDAY

The money talk

“Show me where I can cut back this month”

“Subscriptions total 45,000/month. Three of them untouched in 60 days.”

Getting started takes two minutes.

Sign upClaim free AuricoinsSay your first expenseDone

Try it free today

04 — In their words

100,000 people stopped guessing.

4.9/5 · 100,000+ users

“Managing my spending used to feel tedious and overwhelming, but Auritrack made tracking my finances surprisingly fun and effortless.”

— Ismail Muyideen · Auritrack user

“Auritrack is the best budgeting app I've found. The UX is excellent, and I don't need to look for another finance app anymore.”

— Emmanuel A. Priestley

“Auritrack is easy to use with endless categorization options. I love the AI analytics that help me improve my spending habits.”

— Olufemi Akande

“Auritrack is a great way to track finances and expenses. Its usefulness has such great impact that I actively recommend it to anyone who needs a budgeting app.”

— Fatou Samb

“The app helps me track spending patterns and know where to cut down. The percentage chart shows exactly where my money goes each month.”

— Olanire Ayotomiwa O.

“Using Auritrack made me realize how much I was overspending. Now I'm more intentional, aware, and disciplined with money.”

— Grace Emmanuel

Your money story could read like this.

Join 100K+ happy users

05 — Why people switch

The finance app that works the way you think.

To be clear: if you genuinely enjoy reconciling spreadsheets on a Sunday night, keep the spreadsheet. Auritrack is for people who want to know their numbers without becoming their own accountant.

AI-native from day one

Built AI-first

While other apps retrofitted AI features, Auritrack was built AI-first: natural language, smart imports, and conversational insights are the core, not a bolt-on.

Natural language tracking

Chat, not forms

No forms, no templates. Tell Auritrack what you spent in plain language and it does the bookkeeping.

Works inside Telegram

No app required

Track expenses, get insights, and manage budgets without leaving your chat app. Just message @auritrack_bot.

Smart file imports with AI

Any format works

Upload messy bank PDFs or Excel files and AI extracts, cleans, and categorizes everything. No manual CSV formatting.

Free app, flexible upgrades

Subs or pay-as-you-go

The app is free. Subscribe from $3/month for monthly Auricoin grants and premium AI features, or top up pay-as-you-go Auricoins that never expire.

AI explains your money

Answers, not charts

Traditional apps show dashboards; Auritrack explains what they mean in everyday language, like a financial advisor in your pocket.

FeatureAuritrackYNABMonarchQuicken
AI-powered trackingNativeLimitedBasic—
Natural language———
Telegram integration———
Smart file importsAI-poweredCSV onlyCSV/QFXManual
Pricing modelFree + plans from $3/mo$99/year$100/year$35–100/year

Leave whenever you like. You won't want to.

Import from YNAB, Mint & anywhere·Export PDF/CSV anytime·Beautiful PDF reports·Delete your account in one click

Make the switchSee full pricing →

06 — Free tools

Free finance tools. No signup.

Not ready for an app? Start here: 14 free calculators and planners to budget, save, invest, and pay off debt. No account, no catch.

Compound Interest Calculator

See how your money grows with daily, monthly, or yearly compounding.

Open tool

Budget Planner

Create a monthly budget using the 50/30/20 rule or custom categories.

Open tool

Loan & EMI Calculator

Calculate monthly payments, view amortization schedules, and compare loans.

Open tool

Debt Payoff Planner

Compare snowball vs avalanche methods and find your debt-free date.

Open tool

Savings Goal Calculator

Find out how much to save each month to reach your target by your deadline.

Open tool

Net Worth Calculator

Add up assets and liabilities to see your total net worth instantly.

Open tool

Explore all 14 free tools

07 — Get the app

Native apps. Same AI everywhere.

Android

Live on Google Play

The full Auritrack experience on your phone: chat your expenses, scan statements, and get insights on the go.

Get it on Google Play

iOS

Beta · TestFlight

The iPhone app is in beta on TestFlight. Join now for early access before the App Store launch. Same account, same data.

Join the iOS beta

Also on the web and inside Telegram · One account, everything in sync

08 — Questions, answered

Everything people ask before they switch.

The honest answers, from how the AI works to what happens when you leave.

Try it yourselfOr contact support →

09 — Don't take our word for it

Have a question? Ask the AI yourself.

This is the same intelligence that manages money for 100,000+ people. Ask it anything about Auritrack, or about your own finances.

Auri

Auritrack's AI · answers instantly

5/5 free questionsOnline

Hi, I'm Auri. Ask me how Auritrack works, or anything about managing your money. Try one of these:

Answers are AI-generated and may be simplified. The full experience lives in the app.

₦

Let AI organize your financial life

Your money story starts today.

Three months from now, you open the app and know exactly where every dollar went, without ever filling in a form. It starts with one sentence: “spent 2,000 on lunch.” Join 100,000+ people already there. Free to start, no card.

Start your free journeyTry on Telegram
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100,000+ users chatting with AI about their finances

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Financial goals without action are just wishes. Start tracking, start winning.

Product

  • AI Expense Tracker
  • Budgeting App
  • AI Bookkeeping
  • Telegram Expense Tracker
  • Free Tools
  • Pricing

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  • Mint Alternative
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  • Monarch Alternative

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